Unlock the Capital You Need to Thrive 🚀

Empowering Businesses with Fast, Reliable, and Flexible Financing Solutions

For 27 years, Direct Credit Funding has helped businesses like yours access the capital needed to grow and succeed. Whether you're purchasing equipment, expanding operations, or securing working capital, we’ve got you covered.

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Tailored Solutions for Every Business

At Direct Credit Funding, we understand every business is unique. That’s why we offer financing solutions designed specifically to meet your needs, with two divisions to cater to every deal size.

Comprehensive Financial Solutions Tailored Just for You

Boost your business with Direct Credit Funding's tailored financing! Explore personalized solutions from our specialized divisions, designed to fit deals of all sizes.

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App-Only Division

  • Funding Options from $10,000–$500,000

  • Minimal paperwork, fast approvals within 24 hours

  • Open to A, B, and C credit profiles

  • Time in Business, Revenue, and Collateral-based decisions

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Full Financial Package Division

$500,000–$50 million

Comprehensive assessment for larger transactions

Designed for growth-oriented businesses

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Expert Mortgage Advisory Services

Expert mortgage advisory for acquiring or refinancing homes, ensuring clients get optimal rates and terms tailored to their financial goals.

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Testimonials

Jasmine Richards

Secured a personal loan effortlessly with Direct Credit Funding. Their Mortgage Advisory was a lifesaver, too! Super smooth process and friendly service!

Monica Chandler

Switched to Direct Credit Funding after mediocre experiences elsewhere. Their mortgage guidance and business funding options are straightforward and extremely efficient. Highly recommend!

Thomas Krazinski

Direct Credit Funding provided practical credit repair advice, efficiently boosting my score. A straightforward, beneficial service for anyone needing guidance on financial health.

FAQs

Get Answers to Your Top Financing Questions Here

How does Direct Credit Funding help me secure a loan?

Direct Credit Funding works closely with a network of lenders to match clients with loan options that fit their specific financial situations. We provide personalized support from application through approval to ensure the process is smooth and successful.

What types of loans can I apply for through Direct Credit Funding?

We facilitate a variety of loans including personal loans, business loans, auto loans, and home mortgages. Each loan type is tailored to meet the unique needs of our clients, whether personal or business-related.

What are the qualifications needed to apply for a loan through Direct Credit Funding?

Loan qualifications can vary by type and lender. Generally, youll need to demonstrate a stable income, a reasonable debt-to-income ratio, and a fair to good credit score. We also provide credit counseling to help clients meet these requirements.

How fast can I receive funding after applying for a loan?

The timing can vary depending on the type of loan and the lenders processes. Typically, personal loans can be funded within a few days to a week, while business loans and mortgages might take longer due to more detailed documentation requirements.

Are there any fees for using Direct Credit Funding services?

We charge a consultation fee to begin the process, which covers the cost of initial credit assessments and consultation. Any further fees will be transparent and discussed upfront, dependent on the type of loan and service required.

How does Direct Credit Funding ensure the privacy and security of my financial information

Direct Credit Funding uses advanced encryption and security measures to protect all client information. We comply with all relevant regulations and laws to ensure that your data is secure and your privacy is maintained throughout the financing process.